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Presenting the new AI driven 70-20-10 model for L&D
Part II of re-inventing L&D
Last week I wrote about how AI is changing work and learning through Agentic AI that can take over tasks and Large Language Models that enables companies to ‘build their own AI’. Both trends have far-reaching implications for corporate L&D as the fundamentally change how people learn.
That is why this newsletter is all about the new, AI-driven 70-20-10 model for L&D.
Traditionally, this model is based on a simple but powerful idea:
70% of learning happens on the job
20% happens through social interaction
10% happens through formal learning
(If your not familiar with the model, I suggest you check out the site of the 70-20-10 Institute, they have a really good explanation. Or ask AI!)
Over the years, this model has often been used to motivate L&D teams to expand beyond formal learning to informal learning and performance support (=manage and enable the experiential learning that happens during work itself. Of course, the exact percentages were never meant to be set in stone. You see variations like 50–40–10, 60–20–20, or 40–40–20. The value of the model for me is not it’s mathematical precision, but the mental model it creates: most learning does not happen in classrooms or while taking courses — it happens while people are doing their jobs. And that insight remains absolutely valid.
What does changes due to AI, however, is how we interpret and operationalize the model.

Chat GPT’s interpretation of the new AI-driven 70-20-10
This edition of the newsletter covers the first building block of the vision on L&D in the world of AI and will take you on the journey to explore this ‘new’ AI-driven 70-20-10 model:
70% will be AI supported learning on the job
20% will be AI supported coaching and social learning
10% will be Boutique Learning ©

Introducing the new AI-driven 70-20-10
This is not a radical departure from the original model. It is, in fact, a natural evolution of it. But there are consequences. On one side AI creates enormous opportunities when it comes to personalized performance support at scale and through AI supported social learning and coaching. And there’s the tremendous opportunity for L&D positioning Boutique Learning as strategic enabler.
On the other hand, AI will replace many of the activities that are currently the bread and butter of many L&D teams.
Let’s explore what the future of L&D could — and should — look like.
Peter Meerman
From “Learning on the Job” to AI-Driven Performance Support
My proposition is simple, yet far-reaching:
In the future, the 70% will largely become AI-driven learning.
At its core, this means elevating learning on the job by embedding AI-powered performance support directly into people’s workflows.
Think about how employees currently look for help and support
they search Google
they browse YouTube
they dig through SharePoint pages
they scan internal knowledge bases or LMS catalogues
When you think of it, this process is very very inefficient and time consuming without any guarantee to actually find what you are looking for. People rarely need an entire 20-minute video. They need the two minutes between 16:40 and 18:20. They don’t need a full e-learning module. They need one paragraph, one example, or one visual. Most of the time, far more effort goes into finding and consuming information than into actually applying it.
This is where AI changes everything. AI can dramatically reduce this friction by:
guiding employees to the right answer immediately
summarizing and contextualizing information
filtering out what is irrelevant
delivering support at the moment of need
From Reactive Support to Proactive Learning
The real power of AI, however, goes beyond efficiency. AI has the potential to move learning from reactive to proactive. Imagine an AI system integrated into a sales platform like Salesforce. Instead of waiting for someone to ask for help, it could detect patterns:
delays in certain process steps
repeated errors
unusual behaviors compared to peers
Based on that signal, the AI might intervene and say:
“It looks like this step is taking longer than usual. Would you like some guidance or examples?”
We are not fully there yet — but this is clearly the direction of travel. Learning becomes embedded, contextual, and almost invisible. It happens because of work, not around work.
AI Takes Over the Full Learning Cycle
What makes this truly different from earlier interpretations of the 70% is that I believe AI will eventually take on the full learning and development cycle — at an individual level. I already made this prediction at the Learning Technologies Conference in London back in 2018 (!).
That includes:
identifying learning needs, person by person
designing the appropriate intervention
generating or curating content
deploying it through the most effective channel (email, chat, voice, virtual assistant)
analyzing whether performance actually improved afterward

The key slide of my presentation at the LT2018 in London
This is a significant shift. In the traditional view of the 70%, L&D still plays a central role in:
designing performance support systems
creating content
managing structures and processes
In the AI-driven version of the 70%, much of this becomes fully or largely automated.
That does not mean L&D disappears — but it does mean that this part of the learning model will no longer be the primary space where L&D differentiates itself. And that brings us to the remaining 20% and 10%. Because this is where L&D’s future relevance, value, and strategic position truly come into play.
The 10%: From Formal Learning to Boutique Learning
That leaves us with the 10%.
This is the part I deliberately no longer call formal learning. Instead, I refer to it as boutique learning. For me, boutique learning is a massive upgrade from traditional course based training. I strongly believe that much of what we currently label as formal learning will actually move into the 70% and be automated through AI. Especially knowledge-heavy generic programs. Take compliance learning as an example. I don’t believe we will have traditional compliance courses in the future. Instead:
you might receive a prompt at the moment of risk
you might be presented with a short scenario and asked to respond
you might receive contextual guidance when handling sensitive data
Compliance learning becomes embedded in daily work — personalized, relevant, and unavoidable. Exactly where AI excels. And if we are honest, a very large portion of today’s learning catalogue — sometimes 70–80% — consists of generic knowledge programs. That generic nature is one of the main reasons why learning impact is often disappointingly low. All of that content belongs in the AI-driven 70%.
Introducing Boutique Learning
So what is boutique learning? I’ve written about this concept before, and I deliberately use the word boutique because of the image it evokes. I’m thinking of the small French bakery competing with large supermarkets. The bread in the supermarket is cheaper. It’s convenient. It’s everywhere. And yet, the boutique bakery continues to exist — and thrive. Why?
the quality is exceptional
it fulfills something fundamental
it is part of a social and cultural ritual
it has character, history, and craftsmanship
it offers an experience you simply cannot get in a supermarket

One of the many French Boutique bakeries (or Boulangeries) that give you that unique experience and exceptional baguette!
Boutique learning is exactly that. It is:
high-quality
deeply contextual
highly personalized
focused on strategic and critical skills
designed as a memorable, often transformational experience
The closest equivalent today is probably top-tier leadership development programs — the kind where senior leaders walk away feeling they’ve had a genuinely life-changing experience.
Why Boutique Learning Is L&D’s Strategic Future
Boutique learning represents a unique opportunity for L&D. It brings the human dimension in an increasingly AI-driven world. It addresses skills that are too nuanced, too strategic, or too rare to ‘teach’ the AI. Sometimes simply because there is insufficient data available. Or the topic is so classified that the organization does not want to take any risks exposing it to an internal large language model (LLM).
Boutique Learning allows L&D excel in what is does best. To clearly articulate L&D’s value where AI cannot replace human judgment, experience, and interaction. I firmly believe that boutique learning will become one of the core businesses of L&D going forward. But there is a condition.
Boutique learning is more expensive.
It requires significant investment.
And therefore, quality must be exceptional.
That also means L&D must be very explicit about:
what participants gain
what the organization gains
why the investment is justified
And that is exactly where evidence comes in. This is where learning analytics becomes not a “nice-to-have”, but an absolute necessity.
Tips for Getting Started
You don’t need to wait for perfect AI, new org charts, or a shiny strategy deck. There are concrete steps you can take today to prepare for the AI-driven 70–20–10.
1. Clean up your learning catalogue (brutally)
If 70–80% of your catalogue is generic knowledge, you’re already carrying technical debt. And you are spending time, effort and money on things that most employees might already be asking ChatGPT. So why waste it?
Why not do the following:
Label your catalogue honestly:
“AI-suitable & generic”
“Contextual but reusable”
“Strategic & boutique”
Start sunsetting or freezing low-impact content instead of updating it endlessly.
Ask one uncomfortable question per program: if AI could answer this better at the moment of need, should this still exist?
2. Make AI-enhanced social learning visible
Social learning already happens. And AI is already supporting it! The challenge is to surface it, make it visible and explicit without breaking trust.
Here’s some of the examples you could look at:
Start small and ethical: use AI summaries for personal reflection.
Experiment in area’s where AI might already be involved:
AI-supported meeting reflections
feedback on communication patterns
coaching prompts after collaboration moments
Reflect on what you consider to be clear red lines, like:
no performance appraisal
no hidden monitoring
no individual data reuse without consent
I cannot stress this enough: trust is the operating system of AI-enhanced social learning.
3. Invest deliberately in Boutique Learning (the new 10%)
Stop spreading your budget thin. Boutique learning only works if it is exceptional.
And you can already start moving towards Boutique Learning tomorrow:
Identify skills that are strategic, rare, high-risk, deeply contextual. These could be possible topics for Boutique Learning programs
Reflect on your criteria for Boutique Learning experiences, should they be fully
human-to-human? Immersive? Challenging? Unforgettable? Or all of these?
Define success before you start to design your programs:
what should change in behavior?
what decisions should improve?
what performance must move?
👉 Boutique learning is not “premium content”. It’s strategic capability building.
4. Build analytics into design — not after delivery
If you don’t design for data, you limit what AI and analytics can ever do to support. That is why we are always strongly advocating to ‘design for data’. If you want to be able to show evidence that your Boutique Learning programs deliver, you must decide beforehand:
“What should improve if this works?”
“How will we see and prove it?”
This will allow you to design the experience in such a way that it’s not just delivering impact, but also generates the data that you need to do the analytics that you want.
👉 Good analytics starts at design, not in dashboards.